With our software, you can easily simulate alternative cost saving scenarios to determine the true value to your clients of loss con-trol measures. What-If Modeling can even help an employer whose losses are less than the statistical average (a "credit mod") manage their comp costs. What-If Models identify specific savings areas and the exact financial benefits of initiating controls.

Deductible & First Aid Plans State specific plans can save clients significant amounts of money (consult state rulings prior to implementation)

Net Deductible Plans: Clients pay the first $100 to $10,000 of all comp losses. Net deductible plans allow clients to directly reimburse carriers for losses within a specified range.

First Aid Plans: Clients pay the medical cost of small First Aid losses (e.g., $50 to $500) and these losses are not included in the client's mod.

Reserve Management: Motivating clients to improve claims management practices has been shown to reduce Severity Loss costs by as much as 85%.

Early Return To Work Plans: A good Early Return to Work program gets injured workers back to work quickly and increases control over medical and legal expenses.